Consolidated balance sheet

(euro/1000)	Dec-09	Dec-08	Change %
Customer loans & receivables	7,470,799	7,085,709	5.4%
Customer accounts (A)	4,584,269	3,962,340	15.7%
Debt securities in issue (B)	3,166,675	2,348,335	34.8%
Total customer funding (A+B)	7,750,944	6,310,675	22.8%
Net interbank position	- 131,863	- 1,046,672	- 87.4%
Consolidated net assets	724,350	700,788	3.4%

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